Private Loans

What is a private loan?

What is the difference between a private loan and a Federal Direct Subsidized/Unsubsidized Loan?

What is the difference between a private loan and a PLUS loan?

What is the difference between a private loan and Grad PLUS loan?

When should I consider a private loan?

What are some things I should look for in a private loan?

What does APR stand for?

What is a grace period?

When will repayment begin on a private loan?

What is my interest rate on a private loan?

Are there any fees for taking out a private loan?

Are private loans guaranteed by the government?

Where can I find information about private loans?

What does interest capitalization mean and how often does it occur?

Do you have any suggestions for what I should be doing now to prepare myself to repay my loans?